Rural Financial Counselling Service
The RFCS is an Australian Government program
Delivered across south-eastern Victoria by NEX Business Farming Wellness (NEX), formerly known as RFCS Gippsland.
The RFCS program provides financial counselling to farmers, fishers, forest growers and harvesters, as well as owners of small, rural related enterprises who are experiencing, or at risk of, financial hardship.
Services provided under the program are free of charge for eligible clients.
With 40 years of experience, our highly skilled team of qualified and licensed rural financial counsellors assist businesses recovering from crises, natural disasters, or financial distress. We help clients understand their financial position, create a sustainable path forward or explore exit planning for financial security.
A rural financial counsellor can help you:
Rural financial counsellors will work with clients to develop realistic and achievable goals based on the options available to the client but cannot guarantee a specific outcome. Any decisions made are the sole responsibility of the Client and NEX accepts no responsibility or liability for such decisions.
How We Work
Our team can meet you where you are – on your farm, at your business premises, or any location that suits you. We tailor our approach to your specific objectives, working collaboratively to address financial hardships, and set achievable goals to get you back on track.
Our team will work with you one-on-one using a support framework that empowers you plan, set and implement goals to improve your financial self-sufficiency. This may include assisting you with transactions and applications to address your immediate financial crisis, but the primary purpose of the RFCS program and services is to help you understand your longer-term outlook and support you with business decision making.
Our Commitment
NEX is committed to providing FREE but highly valued financial counselling, planning and support services to ensure clients plan for a secure future.
We are deeply invested in our rural community. We have been partnering with farmers and small rural businesses for 40 years, sitting at the kitchen table sharing stories of hardship and resilience.
Our experienced and expert team understands the unique challenges faced by farmers fishers, and small rural businesses because we are farmers, business owners, and rural community members - just like you!
Partner with NEX and we will help your business get BACK ON TRACK.
As a charitable not-for-profit organisation, we reinvest our profits to support viable, sustainable & healthy rural communities.
SCHEDULE AN APPOINTMENT
Financial challenges can feel overwhelming, but you don’t have to face them alone. Our FREE services are here to support you. Seeking help isn’t a sign of weakness—it’s a demonstration of strength and resilience. Reaching out shows the courage to take control of your financial well-being.
Schedule an appointment with one of our experienced Rural Financial Counsellors and take the first step toward a more secure financial future.
NEX – Your Partner in Rural Financial Resilience
SCHEDULE AN APPOINTMENT